What Is a Developer Information Prospectus?

A developer information prospectus is a standardized document prepared by the developer before the sale of units within a residential development begins.

Its content, format, and scope are defined by the Polish Developer Act of 2021, which came into force on 1 July 2022. This legislation replaced the previous regulations and expanded developers' disclosure obligations.

The purpose of the prospectus is to provide buyers with complete, reliable, and verifiable information about the development before they make a purchasing decision.

The developer is legally required to provide the prospectus free of charge, in a durable format, to every person interested in entering into a developer agreement.

What Does the Information Prospectus Contain?

The prospectus consists of two main sections: a general section and an individual section. Each serves a different purpose and provides different types of information.

General Section of the Information Prospectus

The general section relates to the entire development and the developer.

It includes the developer's identification details, information about its experience, and details regarding the land on which the building is being constructed.

Here, the developer must disclose whether the land is subject to a mortgage or other third-party rights and specify how the project is being financed.

When choosing an experienced developer such as J.W. Construction, the general section will include a strong track record of successfully completed developments, providing valuable reassurance regarding the company's reliability.

This section also specifies the apartment's usable floor area together with the measurement standard used.

In addition, it contains information about the planned development of the surrounding area, including nearby roads, public services, schools, and green spaces.

Individual Section of the Information Prospectus

The individual section relates to a specific apartment or single-family house.

Here you'll find information such as:

• The purchase price or the method used to determine it.
• A description of the developer standard (the technical specification of the apartment at handover).
• The planned date of ownership transfer.
• Information about the apartment's location within the building, its floor area, and layout.
• Conditions governing any price adjustment if the completed floor area differs from the planned measurements.

Mandatory Attachments

The prospectus itself is only part of the required documentation.

Polish law specifies a number of documents that must accompany it, enabling buyers to verify the information provided and assess the property's legal status.

These attachments include:

A floor plan indicating the apartment's location.

A template of the developer agreement.

An extract from the National Court Register (KRS) or a printout from the Central Registration and Information on Business (CEIDG).

The developer's financial statements—or a summary—for the previous two years.

The building permit or construction notification.

An extract from the local zoning plan or the applicable zoning decision.

The absence of any of these documents should be treated as a warning sign.

A complete set of attachments demonstrates both the developer's professionalism and the project's level of preparation.

Information Prospectus and the New Developer Act – Rules Applicable in 2026

The Developer Act of 2021, effective from 1 July 2022, significantly strengthened buyer protection.

One of the most important changes is the expansion of disclosure requirements concerning the developer standard.

Developers must now provide a detailed description of the apartment's technical condition at handover, reducing the likelihood of disputes during the acceptance process.

The legislation also introduced a mandatory housing escrow account for every residential development.

The prospectus must specify both the type of escrow account used and the name of the bank holding it.

This provides an important safeguard for buyers, ensuring that funds paid toward the purchase price remain protected even if the developer becomes insolvent.

The regulations applicable in 2026 continue to follow this legislation, and the official template of the information prospectus is defined directly in the Act's annex.

Developers are not permitted to alter the prescribed structure or content of the document.

How to Read a Developer Information Prospectus

An information prospectus can be lengthy and filled with legal terminology.

To review it effectively, focus on several key areas.

First, verify the developer's identity and track record.

Check that the company is properly registered, review its completed developments, and ensure that its financial information raises no concerns.

Next, examine the legal status of the land.

Confirm whether the property is free from mortgages, encumbrances, or third-party claims.

Another important aspect is the planned ownership transfer date and the rules governing any price adjustments resulting from differences between the projected and actual floor area.

Pay close attention to how the developer defines the apartment's floor area and which measurement standard has been adopted, as this directly affects the final purchase price.

Finally, carefully review the developer agreement template attached to the prospectus.

If you notice clauses that appear to unfairly favor the developer, consider consulting a legal professional before signing any documents.

Information Prospectus Template 2026

The information prospectus follows a legally prescribed structure that developers are not allowed to modify.

This standardized format was introduced so buyers can easily compare different residential developments using consistent information.

The legislation also provides for a simplified information prospectus, which applies to commercial premises and certain single-family house projects carried out under construction contracts.

Although the simplified version contains fewer elements than the full prospectus, it must still satisfy all statutory requirements regarding the information provided to buyers.

FAQ – Frequently Asked Questions

What is an information prospectus?

An information prospectus is a mandatory document prepared by a developer before offering apartments for sale. It contains information about the development, the developer, the legal status of the land, and details relating to the specific apartment being purchased.

How much does an information prospectus cost?

The prospectus is provided free of charge to prospective buyers. The developer bears the cost of preparing it as part of the mandatory pre-sale procedure.

Who prepares the information prospectus?

The information prospectus is prepared by the developer responsible for the project. It must comply with the template specified in the Developer Act of 2021.

When is an information prospectus required?

The developer must provide the prospectus before the buyer signs any agreement that commits them to purchasing the property, including a reservation agreement or a developer agreement.

Can a developer amend the information prospectus?

Yes. However, any changes introduced after the developer agreement has been signed require the buyer's consent and must be documented through a formal amendment to the agreement. If the developer modifies the prospectus without the buyer's approval, the buyer may have the right to withdraw from the agreement.