What affects the cost of apartment finishing?

There is no single universal price for finishing an apartment, as the final budget depends on several variables at once. Before planning expenses, it is worth understanding what has the biggest impact.

Key factors influencing finishing costs include:

• Apartment size – the larger the area, the higher the total cost, although the price per m² is often lower in larger apartments than in smaller ones
• Finishing standard – budget, mid-range, or premium standards mean very different price levels for materials and labour
• Location – labour costs in Warsaw are significantly higher than in smaller cities
• Scope of work – finishing a developer-standard apartment differs from renovating a secondary-market flat
• Material selection – tiles at 40 PLN/m² versus tiles at 200 PLN/m² make a huge difference across the whole apartment

How much does it cost to finish a developer-standard apartment in 2026?

A developer-standard apartment typically includes plastered walls, screed, windows, and exterior doors, but no flooring, sanitary fittings, interior doors, or kitchen cabinetry. Finishing such a property requires a full range of works.

Approximate finishing cost ranges per square meter in 2026:

These amounts include both materials and labour. They should be treated as a starting point for budgeting rather than a fixed estimate. The final cost always depends on specific choices and the local construction services market.

How much does it cost to finish a 40 m² apartment?

For a 40 m² apartment, total finishing costs in a basic standard range from 72,000 to 100,000 PLN. In a mid-range standard, expect 100,000–160,000 PLN. A high standard exceeds 160,000 PLN.

How much does it cost to finish a 50 m² apartment?

Finishing a 50 m² apartment in a basic standard costs around 90,000–125,000 PLN. A medium standard falls between 125,000–200,000 PLN, while a high standard exceeds 200,000 PLN.

How much does it cost to finish a 60 m² apartment?

For 60 m², the budget starts at around 108,000 PLN and can reach 150,000 PLN in a basic standard. A medium standard ranges from 150,000–240,000 PLN. A high standard means a cost above 240,000 PLN.

How much does it cost to finish a 70 m² apartment?

A 70 m² apartment in a basic standard costs 126,000–175,000 PLN. A medium standard ranges from 175,000–280,000 PLN. A high standard requires a budget above 280,000 PLN.

How much does turnkey apartment finishing cost?

Turnkey finishing is a service covering the full scope of works: from bathroom finishing, flooring and painting, to kitchen installation and lighting. How much does turnkey finishing cost? It depends mainly on the chosen standard and size.

This solution is especially popular among people who want to save time and avoid coordinating multiple contractors.

J.W. Construction offers clients the option to purchase turnkey finishing as part of a single, transparent package, so buyers know exactly what they receive and how much they pay.

What generates the highest finishing costs?

In the total finishing budget, materials and labour are usually split roughly evenly, although proportions depend on the chosen standard. The cheaper the materials, the larger the share of labour costs. The more premium the finish, the higher the product costs.

The most labour-intensive and expensive works include:

• tile installation (bathroom, kitchen, hallway)
• electrical and plumbing installations
• flooring and skirting board installation
• drywall constructions
• painting and plaster smoothing

Labour prices in Poland vary by region. When hiring a crew, it is worth requesting several quotes and checking previous client reviews before signing a contract.

How to optimise apartment finishing costs?

Smart budgeting does not mean sacrificing quality. It means making informed decisions at every stage. Here are some proven ways to reduce finishing costs:

• Invest in durable materials where usage is high (floors, bathroom tiles), and save on decorative elements
• Order materials in advance during supplier promotions
• Clearly define the scope of work in the contractor agreement to avoid additional costs
• Consider buying a turnkey-finished apartment to eliminate coordination risks and budget overruns

It is also recommended to reserve a financial buffer of 10–15% of the total budget. Unexpected expenses almost always appear during works, and a safety margin helps manage them without stress.

If you are looking for a move-in-ready apartment without weeks of renovation, check:

• turnkey apartments in Warsaw
• turnkey apartments in Gdańsk
• turnkey apartments in Szczecin

available from J.W. Construction.

FAQ – frequently asked questions

Can you finish an apartment for 100,000 PLN? 

Yes, for around 100,000 PLN you can finish a 40–50 m² apartment in a basic or budget standard. For larger units or higher standards, this budget is not sufficient.

How much does 1 m² of apartment finishing cost?

In 2026, finishing costs per 1 m² range from about 1,800 PLN (basic standard) to over 7,000 PLN (premium standard), depending on location, scope of work, and materials.

How much does it cost to finish a developer-standard apartment in 2026?

Costs range from 1,800 to 7,000 PLN per m² depending on standard. For a typical 50 m² apartment, this means roughly 90,000 to over 200,000 PLN.

How much does turnkey finishing cost for a 50 m² apartment?

Turnkey finishing for a 50 m² apartment in a medium standard costs around 125,000–200,000 PLN. It includes full finishing works and delivers a move-in-ready apartment without the need to manage contractors.